Think for a moment about how many deals your sales department doesn't close in a quarter because the bottleneck is legal. The money that is incurred in consumer cases is not usually enough to hire lawyers, and litigation can take years. Once the foreclosure manager spends money hiring lawyers and filing an official complaint, there is little that can be done to stop the process. If you want to speak to a lawyer but don't know how to find one, you may need to consider hiring a lawyer just to respond to the letter of claim, even if your company has a lawyer on the table and you can negotiate a nominal, one-time attorney's fee. If you already have lawyers or your insurer provides them, you need to take the extra step of finding someone to defend your case. However, if you do not have lawyers and your insurer does not, you may want to have another lawyer respond on your behalf as a counter-lawyer. Even if you know you will lose your case, a lawyer's advice can help reduce the amount you have to pay, even if it is only a nominal amount. When you are heading for a process, your agreement should explain how your legal costs are handled. If the Consumer Protection Bureau tells you that your only option is to sue, the attorney should tell you the costs involved and when you can expect to pay those costs. In your contracts, you should specify exactly how you pay the legal fees, who selects your lawyer and works on the case, and what costs you pay. It should clearly state the amount of the trial, what counts, whether it is a trial or not, how the court costs are paid and how much of the legal and other expenses are incurred. If you win the case, you can get your registration fees as part of the costs the court awards you. If you cannot afford to pay the registration fee, ask the courts to waive the fees. If your customer refuses or ignores your request or if you still think that the unpaid bill is worth it, call in a third party. If an agency does not help you resolve your complaint, it may not be able to use your case to stop unfair commercial practices. So it can make all the difference whether you take advice from a qualified business lawyer or lose the case. Talk to your broker or real estate lawyer to reduce the risk of negative consequences in the disclosure process. Assign a lawyer to write such documents: Such documents are easy to write and usually cheaper than hiring a lawyer. The use of your lawyer lends legitimacy to your reply and ensures that it is written down in the relevant legal arguments and in popular usage. Hiring a lawyer: If you can't take your case to the small claims court, your best option is to sue. Go to the District Court and get a form by telling the clerk that you want to file a case with minimal compensation. If the amount is above the limit for the lawsuit, you must hire a lawyer if you believe that the best options are the lawsuit. If you win, the lawyer will be compensated for the prize, but you will have to find a way to pay him or her contingent fee in the event that the money is paid for all costs. It is cheaper for a company to pay a settlement than to enforce it in court, even if the company is innocent. If you take your case to the Small Claims Tribunal and the lawyers take it over, you will pay costs that can run into several thousand dollars. These costs include the costs of submitting the documents to the court, as well as the legal fees for your lawyer and contingent costs. In a later court proceeding, the debtor will be able to argue to Trier that you offered him a reasonable period of time to resolve the problem amicably, but that he ignored your efforts in trust. In short, he may simply feel that sending you a concise letter of claim might be enough to get him to leave the case, even if he ignores your efforts to the best of his ability. If you have an innovative idea, it is important to talk to an attorney to determine whether it is patentable and whether your idea infringes other patents. To understand the proper course of action to defend your business, you must understand thoroughly the legal terms and documents associated with your case. It is important to remember that your company may try to take legal action against you, and although you are probably right about your freedom of speech, defending yourself can be costly. This can give you an employer that does not recognise the value of trying to enforce your agreement.